Free Finance Calculators — Loans, Tax, and Savings
Work out EMIs, income tax, GST, SIP returns, and compound interest without uploading a single number to a server. Every calculation runs locally in your browser tab.
Loan EMI Calculator
Monthly payment, total interest, and a full payoff schedule.
Loan Comparison
Compare monthly payment and total interest across two loan offers at once.
Sales Tax Calculator
Add tax on top of a price, or back it out from a total.
Compound Interest Calculator
Project savings growth with recurring contributions.
Tip & Bill Split
Split a bill and tip evenly across any group size.
Percentage & Ratio Calculator
Percent of a number, percentage change, ratio simplification, and proportions.
Currency Converter
Convert between 40+ currencies using live exchange rates.
SIP Calculator
Project SIP returns with optional annual step-up.
SWP Calculator
See how long a corpus lasts under regular withdrawals.
Lumpsum Calculator
Future value of a one-time investment, year by year.
SIP vs Lumpsum
Invest the same total amount two ways and compare the final value.
CAGR Calculator
Annualized growth rate between any two portfolio values.
Stock Average Calculator
Blended buy price across lots, plus shares to hit a target average.
Wealth Goal Planner
How much to invest monthly, and in what mix of assets, to hit a wealth target on time.
Simple Interest Calculator
Interest and payoff total with no compounding, year by year.
Discount & Markup Calculator
Sale price from a discount, or sell price from a cost and markup.
Income Tax Calculator
Compare tax under the new and old regimes across every income group, with slab-wise breakdown.
Net Salary (CTC) Calculator
Break down CTC into Basic, HRA, PF, and gratuity to see your actual monthly take-home.
Popular finance calculations in India
| Need | Use this tool |
|---|---|
| Monthly home/car/personal loan payment | Loan EMI Calculator |
| Old vs New tax regime comparison | Income Tax Calculator |
| Mutual fund SIP maturity value | SIP Calculator |
| Adding/removing GST from a price | GST Calculator |
| Take-home salary after deductions | Net Salary (CTC) Calculator |
Nothing you type ever leaves your device
Salary figures, loan amounts, and tax details are sensitive. These calculators run entirely as client-side JavaScript — there is no backend request carrying your numbers anywhere, no analytics event tied to what you typed, and no account required to use any of them.