Finance & Business Reviews

A CashPoints-based cashback card paying 5% across ten named brands (Amazon, Flipkart, Swiggy, Zomato, and others) with a Rs.2,000/month combined ceiling, aimed at 21-40 year-old digital-first spenders.

A flat 5% online / 1% offline cashback card that took a real hit in April 2026: the aggregate cap was cut and several new exclusions were added, but it's still strong for diversified online spenders under Rs.40,000/month.

An invite-only, high-fee metal card that remains the reference point for premium rewards in India, with a 3.33% base reward rate, unlimited lounge access, and a 33% ceiling on SmartBuy hotel bookings.

A genuinely fee-free card paying an uncapped 5% cashback on Amazon for Prime members (3% for non-Prime), now with a lower 1.99% forex markup and spend-gated lounge access -- but flight/hotel bookings via Amazon Pay lost headline-rate eligibility in January 2026.

A travel-focused card earning EDGE Miles transferable to airline and hotel partners including Singapore Airlines, Air India, Etihad, and Accor, with tiered lounge access that scales from Rs.3 lakh to Rs.15 lakh of annual spend.

A genuinely fee-free metal card with real lounge and forex perks, but the reward structure and lounge access were both cut back in 2026 -- worth knowing before treating it as the 'premium-for-free' card its reputation suggests.

A lifetime-free RuPay card built to reward UPI scan-and-pay specifically, paying 1.5% base (up to 5% with the optional Rs.999/year Neon membership) -- now issued through Yes Bank, PNB, or AU Small Finance Bank rather than Axis.

A low-fee cashback card offering 5% on utility bills via Google Pay and 4% on Swiggy/Zomato/Ola, but multiple 2026 sources report Axis Bank has paused new issuance -- confirm current availability before recommending it.